Although there are thousands of web sites and companies who will promise to help you manage your debt, you will often have to pay for their advice and services.

If you’re struggling with debt already, extra expenses are definitely NOT what you need.

There is plenty of free, impartial debt advice available from not-for-profit or industry-funded organisations, including those listed below:

Citizens Advice offer free advice on money, legal, and other problems, with over 21,000 trained volunteers working at 3,400 locations across the country, plus online.Visit citizensadvice.org.uk for more details.

National Debtline offers free, impartial, and confidential advice on debt problems. Their web site has a downloadable information pack and other resources, or advice can be given over the phone. Visit nationaldebtline.co.uk

The Consumer Credit Counselling Service is a charity funded by members of the credit industry, and gives free advice budgeting and other subjects, credit counselling, plus a fee-free debt management plan. Visit cccs.co.uk

Payplan is a free debt advice agency which is currently help 50,000 people with their debt problems each year. No matter how much debt you’re in, they say they can help you to find a solution without borrowing any more money. Read more at payplan.com

Myvesta UK features over 1000 pages of self-help, questions, answers, videos and other resources about debt, with the option for a free, confidential chat with a debt advisor online. Visit them at Myvesta UK - Free Not-For-Profit Debt Help to make use of their extensive site.

Follow any responses to this post through the RSS 2.0 feed. You can leave a response, or trackback from your own site.