A survey by national charity Citizens Advice estimates that 770,000 Britons have missed one or more mortgage repayments over the past year, with many holding a mistaken belief that going into arrears didn’t pose a risk to their homes.

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Debt advice and IVA company Debt Free Direct is upbeat about its future, saying that it expects to beat its forecasted profit of nearly £10m by at least 10%, a fact which highlights the increase in people seeking help for serious debt problems.

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