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	<title>Debt Nation</title>
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	<link>http://www.debtnation.co.uk/blog</link>
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	<pubDate>Tue, 17 Mar 2009 11:24:50 +0000</pubDate>
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		<title>3 Debt Management Firms Reprieved</title>
		<link>http://www.debtnation.co.uk/blog/?p=66</link>
		<comments>http://www.debtnation.co.uk/blog/?p=66#comments</comments>
		<pubDate>Tue, 17 Mar 2009 11:24:50 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=66</guid>
		<description><![CDATA[The Office of Fair trading (OFT) has said that it will accept the promises of 3 West Yorkshire debt management companies that they will improve their standards.

Buckley Stephens &#38; Co Ltd (trading as Spectrum Financial Protection), Pendragon Financial Services Ltd (trading as Spectrum Financial Protection and Spectrum Financial Solutions), and WKD UK Ltd (trading as [...]]]></description>
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		<title>Warning On Bogus Debt Sites</title>
		<link>http://www.debtnation.co.uk/blog/?p=65</link>
		<comments>http://www.debtnation.co.uk/blog/?p=65#comments</comments>
		<pubDate>Mon, 09 Mar 2009 15:22:50 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=65</guid>
		<description><![CDATA[The Office of Fair Trading (OFT) is warning people with debt problems to be vigilant when approaching companies to help them with debts, as it says it has identified 27 websites run by 13 companies which it believes are deliberately misleading customers for commercial gain.

According to the OFT, these sites are trying to pass themselves [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=65</wfw:commentRss>
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		<title>Negative Equity To Hit 5m Homes</title>
		<link>http://www.debtnation.co.uk/blog/?p=64</link>
		<comments>http://www.debtnation.co.uk/blog/?p=64#comments</comments>
		<pubDate>Fri, 27 Feb 2009 14:53:23 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=64</guid>
		<description><![CDATA[New research has predicted that 5 million households will be in negative equity by the end of the year, with already heavily indebted first time buyers likely to be the worst hit.

The survey suggests that almost 4 millions homeowners already owe more on their property than its current market value, and with little prospect of [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=64</wfw:commentRss>
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		<title>Wipe Out Credit Card Debt - Legally</title>
		<link>http://www.debtnation.co.uk/blog/?p=63</link>
		<comments>http://www.debtnation.co.uk/blog/?p=63#comments</comments>
		<pubDate>Tue, 24 Feb 2009 14:29:24 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Credit Card Debt]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=63</guid>
		<description><![CDATA[It sounds too good to be true, but many people carrying credit card debts could arrange to have them wiped out - completely legally, and with no extra debt or credit rating damage. Intrigued? Read more here&#8230;
]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=63</wfw:commentRss>
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		<title>MPs Warn Over &#8216;Aggressive&#8217; Repossession</title>
		<link>http://www.debtnation.co.uk/blog/?p=62</link>
		<comments>http://www.debtnation.co.uk/blog/?p=62#comments</comments>
		<pubDate>Tue, 24 Feb 2009 13:48:40 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=62</guid>
		<description><![CDATA[A committee of MPs have said that mortgage lenders who pursue repossession too quickly should face sanctions for breaking the guidelines of the Financial Services Authority (FSA), who insist that seizing a home should be the last resort in cases of mortgage arrears.
The rise in the number of repossessions last year to 40,000 implies, say [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=62</wfw:commentRss>
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		<title>40,000 Homes Repossessed in 2008</title>
		<link>http://www.debtnation.co.uk/blog/?p=61</link>
		<comments>http://www.debtnation.co.uk/blog/?p=61#comments</comments>
		<pubDate>Tue, 24 Feb 2009 13:33:14 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=61</guid>
		<description><![CDATA[New figures from the Council of Mortgage Lenders (CML) report that 40,000 properties were repossessed in 2008, the highest figure since the dark days of the early 1990s, when 75k homes were lost in 1991. The figure represents a 55% jump on 2007 figures, but the bad news doesn&#8217;t end here - many forecasts say [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=61</wfw:commentRss>
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		<title>OFT Probes Sell and Rent Back Companies</title>
		<link>http://www.debtnation.co.uk/blog/?p=60</link>
		<comments>http://www.debtnation.co.uk/blog/?p=60#comments</comments>
		<pubDate>Wed, 04 Feb 2009 14:55:49 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=60</guid>
		<description><![CDATA[The Office of Fair Trading has ordered 16 &#8217;sell and rent back&#8217; companies to substantiate the claims they make in advertisements. If there is any discovery of &#8216;unfair and misleading&#8217; claims, then the firms could be open to prosecution.

Sell and rent back is touted as an alternative to repossession for people struggling to make their [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=60</wfw:commentRss>
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		<title>Repossessions Up 48%</title>
		<link>http://www.debtnation.co.uk/blog/?p=59</link>
		<comments>http://www.debtnation.co.uk/blog/?p=59#comments</comments>
		<pubDate>Mon, 11 Aug 2008 13:29:27 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=59</guid>
		<description><![CDATA[The Council of Mortgage Lenders (CML) have released new figures showing a dramatic rise in the rate of home repossession, with 48% more properties taken into repossession in the first half of the year compared to the same period in 2007. In total, 18,900 homes were seized.
The number of mortgage payers in arrears was also [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=59</wfw:commentRss>
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		<title>Surprise Fall In Insolvencies</title>
		<link>http://www.debtnation.co.uk/blog/?p=58</link>
		<comments>http://www.debtnation.co.uk/blog/?p=58#comments</comments>
		<pubDate>Tue, 05 Aug 2008 08:44:46 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Insolvency]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=58</guid>
		<description><![CDATA[The latest figures show a slight fall in personal insolvencies, with 24,553 people declaring themselves insolvent in the second quarter of the year. This is a 2% fall on the first quarter, and over 8% less than the same period in 2007.
Although the figures appear to be bucking the predicted trend, it&#8217;s thought that the [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=58</wfw:commentRss>
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		<title>1.7m Face Negative Equity</title>
		<link>http://www.debtnation.co.uk/blog/?p=57</link>
		<comments>http://www.debtnation.co.uk/blog/?p=57#comments</comments>
		<pubDate>Tue, 05 Aug 2008 08:32:13 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/?p=57</guid>
		<description><![CDATA[A new report predicts that 1.7m mortgage payers could face negative equity within the next year, as house prices continue to slide.
Credit ratings agency Standard &#38; Poor (S&#38;P) predict that prices will fall a further 17% over the next year, resulting in 14% of UK mortgage holders finding that their home was worth less than [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=57</wfw:commentRss>
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		<item>
		<title>Repossessions Up 21%</title>
		<link>http://www.debtnation.co.uk/blog/?p=56</link>
		<comments>http://www.debtnation.co.uk/blog/?p=56#comments</comments>
		<pubDate>Mon, 11 Feb 2008 20:08:06 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Mortgage Debt and Repossession]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/blog/repossession/repossessions-up-21/</guid>
		<description><![CDATA[New figures from the Council of Mortgage lenders make uneasy reading for mortgage payers struggling to make ends meet, with a 21% rise in house repossessions last year compared to 2006. In all, 27,100 homes were seized, up from 22,400 the previous year.
The total isn&#8217;t as high as widely predicted, but is still the highest [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=56</wfw:commentRss>
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		<title>Debt companies warned over misleading adverts</title>
		<link>http://www.debtnation.co.uk/blog/?p=54</link>
		<comments>http://www.debtnation.co.uk/blog/?p=54#comments</comments>
		<pubDate>Fri, 13 Apr 2007 14:01:29 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/debt-news/debt-misleading-adverts/</guid>
		<description><![CDATA[Three leading debt advisory companies have been warned over their &#8216;misleading&#8217; adverts, and told by the Advertising Standards Authority (ASA) that they should not repeat the ads.
In promoting the use of IVAs (individual voluntary arrangements), Accuma, Money Debt and Credit, and W3 Debt Solutions claimed that customers could see their debts reduced by 75% to [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=54</wfw:commentRss>
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		<title>Charities report new surge in debt problems</title>
		<link>http://www.debtnation.co.uk/blog/?p=55</link>
		<comments>http://www.debtnation.co.uk/blog/?p=55#comments</comments>
		<pubDate>Wed, 04 Apr 2007 14:07:46 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/debt-news/debt-problems-surge/</guid>
		<description><![CDATA[Debt charities say that the number of people contacting them to discuss their debt problems is continuing to rise, with more people worried about severe difficulties such as mortgage arrears and repossession orders.
The Consumer Credit Counselling Service reported a 33% rise in enquiries in the first quarter of 2007 compared to the same period in [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=55</wfw:commentRss>
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		<title>Payday Loans : An expensive addiction</title>
		<link>http://www.debtnation.co.uk/blog/?p=53</link>
		<comments>http://www.debtnation.co.uk/blog/?p=53#comments</comments>
		<pubDate>Tue, 06 Feb 2007 11:18:21 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Debt Articles]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/debt-articles/payday-loans/</guid>
		<description><![CDATA[Payday loans can seem like an easy way out of temporary financial problems, giving you a lifeline to cover your bills until your next payday. There&#8217;s a darker side though that not many consider until they&#8217;ve experienced it for themselves: payday loans are addictive.

If the loans are used to cover basic living expenses, they only [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=53</wfw:commentRss>
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		<title>How did personal debt get out of control?</title>
		<link>http://www.debtnation.co.uk/blog/?p=9</link>
		<comments>http://www.debtnation.co.uk/blog/?p=9#comments</comments>
		<pubDate>Tue, 30 Jan 2007 14:36:08 +0000</pubDate>
		<dc:creator>Debtor In Chief</dc:creator>
		
		<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://www.debtnation.co.uk/debt-news/how-debt-spiralled/</guid>
		<description><![CDATA[It&#8217;s an accepted fact that personal debt has risen to almost unsustainable levels, and that the number of bankruptcies and IVAs (individual voluntary arrangements) is reaching record highs. Some commentators put this down simply to the financial ignorance of many people, or the irresponsible &#8216;buy now pay later&#8217; culture they say has developed.
That&#8217;s perhaps a [...]]]></description>
		<wfw:commentRss>http://www.debtnation.co.uk/blog/?feed=rss2&amp;p=9</wfw:commentRss>
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