Although there are thousands of web sites and companies who will promise to help you manage your debt, you will often have to pay for their advice and services.
If you’re struggling with debt already, extra expenses are definitely NOT what you need.
A survey by credit monitoring service MyCallcredit suggests that secret debts are not the relationship-killer that they may once have been, with only one in 10 of those surveyed saying that they would consider ending a relationship if they discovered their partner had secretly built up debts.
Over 20,000 people became insolvent in the last 3 months of 2005, according to new government figures, representing a rise of 57% over the same period in 2004. In total, 70,000 insolvencies were recorded over the year.