Debt Problems Articles

Can You Stop an Attachment of Earnings Order? - Attachement of earnings orders can be used to repay debt directly from your wage or salary, ut can you stop one?

Priority Debts - Which debts should you make repayments on before others?

Tax Credits Overpayments - What can you do if you're told you owe the tax man money because a tax credits overpayment?

Handling Credit Card Arrears - What should you do if you can't make your credit card repayments?

Full and Final Settlement of Debts - Full and final setllement may allow you to write off some of your debt by paying a lump sum to your creditors

Debt Consolidation Risks - The adverts paint an attractive picture of debt consolidation, but are things as rosey as they're portraid?

IVA Benefits and Drawbacks - What an IVA can do for you, and what its drawbacks are

Should I Hand Back My House Keys When Facing Repossession - It's tempting to think that handing back your house keys will avert the nightmare of repossession, but it's not the case

What Can A Bailiff Take From Your Home? - Although a bailiff has the authority to seize your goods to pay off a debt, certain items can't be taken

Debt Management or Debt Consolidation? - Debt consolidation and management are two very different ways of dealing with debt problems

What Makes a Credit Agreement Illegal? - If a credit agreement doesn't conform to strict standards it may not be enforceable

Can Unsecured Debt Cost You Your Home? - A look at the consequences for homeowners on defaulting on an unsecured debt such as credit cards

Effective Debt Consolidation - Debt consolidation needs to be done carefully if it is to solve your debt worries

What If You Can't Pay Your Mortgage? - The number of people with mortgage arrears is soaring. What should you do if you have this problem?

Attachment of Earnings Orders - Attachment of Earnings Orders can be used to recover county court judgement debt direct from your wage

Wipe Out Credit Card Debts - Careful examination of your credit agreement could reveal it to be invalid, and so your debts cancelled

Debt Survival Strategies - What actions can you take to help you with debt problems?

Avoid Repossession with Sell and Rent Back - A new industry has sprung up offering the hope of avoiding repossession - but is it a good idea?

Debt Management Advantages and Disadvantages - Debt management is one way out of overwhelming debts, but it's not a perfect solution.

Getting Credit Card Debts Under Control - It's much easier to run up credit card debt than pay it down, but with these tips you can start to control your debt rather than the other way around.

Why You Should Tell Your Creditors About Your Debt Problems - Hoping that your creditors won't notice your debt problems isn't going to work - they can only help you if you speak to them.

Walking Possession Agreements - Walking possession agreements are made between a bailiff and a debtor. Find out how they work.

Brief Bankruptcy Guide - Bankruptcy is the last resort when it comes to unpayable debts. What does it involve?

If You've Got Rent Arrears - Tips for if you find yourself behind on your rent.

Tax Debt: Can't Pay Or Won't Pay? - Your attitude towards your tax debts goes a long way towards deciding how agressively the tax man will try and recover the money owed.

The Slowest Way To Pay Down Credit Card Debts - Your credit card debt will hang over you for many years longer than necessary if you don't go about paying it down in the right way.

What Is A Tax Determination? - Have you received a Determination from the tax man? Find out what it is and what it means.

Who Can Help With Debt? - No matter how isolated by your debt problems you may feel, there is plenty of help available if you know where to look.

Payday Loan Debt - Payday loans are one of the most expensive forms of finance, and can lead to borrowers being trapped in a cycle of debt.

What To Do If You've Missed A Mortgage Payment - Missing a mortgage payment could be the first step on the road to repossession, but this isn't inevitable. Talking to your mortgage lender is essential though if you want to avoid it.

Negative Equity - In times of falling house prices, negative equity is starting to come back into the picture. Find out what it is and what it could mean for you.

4 Ways To Tackle Credit Card Debt - Credit card debt is one of the most common types in the UK, and can cause severe problems. Here are four ways to tackle your inflated balance.

Debt Priorities - Some debts are more urgent than others, and should be cleared as soon as possible. Find out which they are.

Tax Debt: Distraint - Find out what a Distraint Notice from the tax man means, ad what you need to do next.

5 Steps To Fighting Debt - Simple ways of getting back in control of your finances.

County Court Judgements - CCJs are a black mark on your credit file, making getting further credit very difficult. Find out how they come about, and how it might be possible to get rid of them.

Termination Notices - Find out what these entries on your credit file mean, and how you can get rid of them.

What Are Charging Orders? - Charging orders are an option lenders can use to reclaim unsecured debts. Find out what they are and how they work.

Don't Ignore Your Debts! - When debt problems mount, it's easy to bury your head in the sand and ignore the situation - but this is the worst thing you can do...

Could Your Home Be Repossessed? - Having your home repossessed is a nightmare scenario for homeowners in debt. What types of debt can lead to it?